Grading & Earthmoving Coverage

Liability and operations coverage tailored to grading, earthmoving, and bulk-excavation work where altered drainage and soil movement create unique claims.

Coverage Highlights

  • Coverage for property damage from altered drainage and water flow
  • Soil-settlement and subsidence completed-operations protection
  • Damage to adjacent structures from earthmoving and compaction
  • Equipment-in-use liability for dozers, scrapers, and graders
  • Off-site spoil and fill liability

Common Questions

Redirecting stormwater that floods a neighboring property is a common excavation claim. With proper general liability and completed-operations coverage, this third-party property damage is addressed. We verify the wording.