Underground Utility & Trenching Coverage

Specialized protection for trenching and underground utility work, addressing the explosion, collapse, and underground (XCU) exposures that generic policies exclude.

Coverage Highlights

  • Affirmative XCU coverage for struck gas, water, electric, and fiber lines
  • Trench-collapse and cave-in liability protection
  • Coverage for damage to subsurface structures and existing utilities
  • Backfill and compaction completed-operations protection
  • Locate-failure and mis-marked utility loss support

Common Questions

XCU stands for explosion, collapse, and underground property damage. These exposures are commonly excluded on generic contractor policies but are central to trenching and utility work. We make sure your policy affirmatively grants XCU.