Specialized Excavation Coverages

Targeted protection for the specific operations excavation contractors perform — from trenching to land clearing.

Underground Utility & Trenching Coverage

Specialized protection for trenching and underground utility work, addressing the explosion, collapse, and underground (XCU) exposures that generic policies exclude.

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Grading & Earthmoving Coverage

Liability and operations coverage tailored to grading, earthmoving, and bulk-excavation work where altered drainage and soil movement create unique claims.

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Land Clearing Coverage

Protection for land-clearing operations including tree removal, brush clearing, and site stripping, with attention to fire, debris, and environmental exposures.

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Site Preparation Coverage

Comprehensive coverage for full-scope site-prep contractors handling clearing, excavation, grading, and utility rough-in on commercial and residential projects.

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Contractor Bonds

Bid, performance, and payment bonds that let excavation contractors qualify for and complete bonded public and commercial projects.

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Builders Risk Coverage

Course-of-construction coverage protecting the work in progress, materials, and site improvements on excavation and sitework projects until completion.

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